T/ZAITS 20201-2022 Active Group standards

T/ZAITS 20201-2022 Financial Credit Evaluation Guide for Micro, Small and Medium-sized Enterprises

Publish Date: 2022-04-22 Implement Date: 2022-04-22 For services related to genuine standard inquiry, procurement, translation, and other related services in China, please Contact Us

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Basic Information

Standard Code: T/ZAITS 20201-2022

Standard Type: Group standards

Standard Status: Active

is_force_gb: no

CCS Name: Integrated

ICS Name: Other services

Publish Date: 2022-04-22

Implement Date: 2022-04-22

Scope

Scope: This document stipulates the basic principles, general requirements, evaluation process, and evaluation system for credit evaluation of small and medium-sized enterprises (SMEs) in financial lending. This document is applicable to credit evaluation of SMEs in financial lending business. Main technical content: Foreword 1 Scope 2 Normative reference documents 3 Terms and definitions 4 Abbreviations 5 Basic principles 5.1 Scientificity 5.2 Reasonableness 5.3 Applicability 5.4 Extensibility 6 General requirements 6.1 Overview 6.2 Data requirements 6.3 Performance requirements 6.4 Monitoring requirements 7 Evaluation process 7.1 Evaluation process diagram 7.2 Data acquisition 7.3 Data cleaning 7.4 Feature engineering 7.5 Model construction 7.6 Model deployment 7.7 Model monitoring 8 Evaluation system 8.1 Evaluation indicators 8.2 Evaluation scoring 8.3 Grade division Appendix A (informative) Data source names and source channel description References