T/HBSIA 001-2019 Software enterprise credit rating specification
T/HBSIA 001-2019 Software enterprise credit rating specification
Basic Information
Scope
Scope: This standard specifies the basic terms and definitions, basic principles of rating, rating content, grade division, rating requirements, rating agency requirements, and supervision requirements for the credit rating of software enterprises. This standard applies to the credit rating work of software enterprises. Main technical content: 4. General Principles: The credit rating of software enterprises adopts the voluntary principle. 6. Credit Rating Content: 6.1 Credit Record Verification: The verification of the credit record of software enterprises adopts the "one-vote veto system". Any serious trust-breaking behavior will result in the cancellation of their credit rating. 6.2 Credit Evaluation Indicators: a) Basic Credit Capacity of the Enterprise: Mainly including the enterprise's operating scale, operating cycle, organizational structure, and management ability; b) Social Competitiveness of the Enterprise: Mainly including the enterprise's overall operation, R&D innovation, market capacity, and service chain; c) Operating Credit Situation of the Enterprise: Mainly including the enterprise's operating ability, profitability, development ability, debt repayment ability, and financing ability; d) Social Credit Situation of the Enterprise: Mainly including the enterprise's public credit, employee credit, corporate honors, and social responsibility.