T/NIFA 5-2017 Active Group standards

T/NIFA 5-2017 Internet finance individual online lending loan contract elements

Publish Date: 2017-12-29 Implement Date: 2017-12-29 For services related to genuine standard inquiry, procurement, translation, and other related services in China, please Contact Us

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Basic Information

Standard Code: T/NIFA 5-2017

Standard Type: Group standards

Standard Status: Active

is_force_gb: no

CCS Name: Various communication business services

ICS Name: Financial services, banking, monetary systems, and insurance

Publish Date: 2017-12-29

Implement Date: 2017-12-29

Scope

Scope: This standard applies to online lending information intermediary business activities within the territory of the People's Republic of China; Main technical content: This standard specifies the essential elements of loan contracts in individual online lending businesses, which is used to guide online lending information intermediaries in formulating loan contracts. Contracts related to individual online lending businesses that contain information beyond the essential elements of this standard, including but not limited to the rights and obligations of the platform, guarantees, insurance, etc., the clauses related to the lending relationship in their contracts shall be in accordance with this standard. Contracts related to individual online lending businesses that include parties other than the lender and the borrower, the clauses related to the lending relationship in their contracts shall also be in accordance with this standard. If there are no provisions in this standard or new provisions in higher-level laws, the provisions of the higher-level laws shall prevail.

Development Information

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