T/SHFS 001-2021 The Standard for Credit Integration Services of the Credit Information Chain in the Yangtze River Delta Region

Scope

Scope: This document specifies the general requirements, service quality requirements, service content, service process, service security, and institutional access for the integrated credit service of the Yangtze River Delta Credit Chain. This document is applicable to credit institutions, financial institutions, regulatory authorities, and data sources in the Yangtze River Delta region that provide interconnected and integrated credit services by accessing the Yangtze River Delta Credit Chain. Main technical content: 1. The Specification for Integrated Credit Services of the Yangtze River Delta Credit Chain stipulates the first-version requirements, service quality requirements, service content, service process, service security, and institutional access for the integrated credit services of the Yangtze River Delta Credit Chain; it is applicable to credit institutions, financial institutions, regulatory authorities, and data source institutions that provide interconnected and integrated credit services by accessing the Yangtze River Delta Credit Chain. 2. The Yangtze River Delta Credit Chain platform adopts the domestically developed underlying blockchain technology of "Wutong Chain", and the application system is independently developed without involving intellectual property rights. 3. The Yangtze River Delta Credit Chain platform involves two types of stakeholders: business roles and construction and operation parties. Business roles participate in providing and using the credit chain services, including credit providers, service users, and users; construction and operation parties participate in building and operating the credit chain platform. 4. There are few foreign studies on the application of blockchain technology in the credit field. The Yangtze River Delta Credit Chain is the first application of blockchain technology in the credit field in China. At present, Guangdong, Hong Kong, Macao, and Beijing, Hebei, and Yunnan have successively launched correspo

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