T/FJL 002-2023 Corporate Credit Rating Evaluation Standards
T/FJLH 002-2023
Basic Information
Scope
Main Technical Content: 5. Evaluation Requirements 5.1 General Provisions 5.1.1 When conducting a credit evaluation of an enterprise, internal and external credit information as well as various related data should be collected to verify the effectiveness of the enterprise's identification and management of credit indicators. The enterprise's credit guarantee capacity should also be regularly evaluated to ensure compliance with this standard. 5.1.2 The credit evaluation results should be issued by personnel or institutions qualified for credit evaluation, along with corresponding evaluation reports and certificates. 5.1.3 For enterprises in different industry sectors, the evaluation indicators may be adjusted according to their specific characteristics, provided that such adjustments comply with the evaluation principles of this standard. 5.2 Basic Requirements When evaluating an enterprise, a grading system should be used for each indicator. Specific requirements are as follows: a) Evaluators should be familiar with the requirements of this standard; b) The evaluation content should be consistent with the standard and conducted based on the evaluation indicators and corresponding grades (adjustments may be made for special needs); c) The evaluation process should be standardized and may be combined with other professional technical evaluations; d) The evaluation results should be objective, fair, and impartial. 5.3 Sustainability The credit evaluation should be sustainable. After obtaining the evaluation results, the enterprise's credit-building capacity and performance should be continuously evaluated annually, including the confirmation of the annual evaluation report. The evaluation should be reviewed at least once every year to achieve the purpose of maintaining and improving. 5.4 Requirements for Credit Service Agencies and Evaluators 5.4.1 Credit service agencies should meet the requirements of DB2301/T 96—2021 section 4.1. 5