T/XZBX 0066-2025 Active Group standards

T/XZBX 0066-2025 Implementation specifications for digital financial transformation of small and medium-sized enterprises

Publish Date: 2025-08-15 Implement Date: 2025-09-01 For services related to genuine standard inquiry, procurement, translation, and other related services in China, please Contact Us

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Basic Information

Standard Code: T/XZBX 0066-2025

Standard Type: Group standards

Standard Status: Active

is_force_gb: no

CCS Name: -

ICS Name: The application of information technology in banks

Publish Date: 2025-08-15

Implement Date: 2025-09-01

Scope

With the widespread application of information technology and the accelerated development of the digital economy, the enterprise financial management model is undergoing a profound transformation from traditional accounting to intelligent analysis and data-driven decision-making. As an important component of the national economy, small and medium-sized enterprises (SMEs) are increasingly urgently demanding financial digital transformation in terms of improving operational efficiency, standardizing financial management, and preventing and controlling operational risks. However, constrained by weak management foundations, insufficient technical capabilities, and unclear transformation paths, SMEs currently generally face problems such as implementation difficulties, system fragmentation, severe data silos, and lack of personnel collaboration mechanisms during the financial digital transformation process, which seriously restrict their ability to improve digitalization levels and achieve sustainable development. To implement the national policy guidance on promoting the digital development of SMEs and enhance the transparency, compliance, and intelligence of SME financial management, it is necessary to establish an implementation standard for financial digital transformation covering "strategic planning - system construction - process reengineering - personnel collaboration - data governance - effect evaluation", and guide SMEs to advance digital transformation in an orderly manner based on their own development stages and management capabilities, and strengthen their ability to drive financial decisions with data and support digital decision-making. This document, based on the operational characteristics of SMEs and drawing on mature methods of enterprise digital transformation, proposes the overall framework, functional architecture, implementation path, management mechanism, and typical application scenarios of financial digital transformation, which is suitable f