T/ZDMIA 0001-2021 Internet platform digital credit construction and application specifications
T/ZDMIA 0001-2021 Internet platform digital credit construction and application specifications
Basic Information
Scope
Scope: Credit is a set of behavioral norms that lie between the legal regulations and ethical systems of human society. This standard specifies the norms for the digitalization of internet platform credit and the construction and application of digital credit, including the classification of digital credit technologies on internet platforms, digital credit application scenarios, credit data sources, digital credit ratings, credit security, credit dissemination, applicable scope, and implementation rules. This standard applies to platform credit ratings and data credibility analysis in the digital credit industry of internet platforms. Relevant fields involving this standard may refer to and use it for reference. Main technical content: Foreword 1 Scope 2 Overview 3 Normative reference documents 3.1 Standard documents 3.2 Legal regulations 4 Terminology and abbreviations 4.1 Terminology and definitions 4.1.1 Digital credit 4.1.2 Financial technology 4.1.3 Digital media 4.1.4 Distributed autonomous organization 4.1.5 Proof of work mechanism 4.1.6 Smart contract 4.1.7 Digital token 4.1.8 Distributed application 4.2 Abbreviations 5 Digital credit technologies 5.1 General requirements 5.2 Fifth-generation mobile communication (5G) 5.3 Internet of Things (IoT) 5.4 Big data 5.5 Artificial intelligence (AI) 5.6 Blockchain 6 Digital credit application scenarios 6.1 Overview of application scenarios 6.2 Industrial scenarios 6.2.1 Real industry scenarios 6.2.2 Financial industry scenarios 6.2.3 Digitalization scenarios 6.3 Moral grading scenarios 6.3.1 Market and industry scenarios 6.3.2 Social and legal scenarios 6.3.3 Trustworthy application scenarios 6.4 Information dissemination-based scenarios 6.4.1 Market information disclosure scenarios 6.4.2 Media disclosure scenarios 6.4.3 Disclosure of information by discipline inspection committees and courts 7 Requirements for credit data sources 7.1