T/GDCMA 001-2022 Active Group standards

T/GDCMA 001-2022 Credit Restoration Service Specification

Publish Date: 2022-02-18 Implement Date: 2022-03-01 For services related to genuine standard inquiry, procurement, translation, and other related services in China, please Contact Us

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Basic Information

Standard Code: T/GDCMA 001-2022

Standard Type: Group standards

Standard Status: Active

is_force_gb: no

CCS Name: \nBasic standards

ICS Name: Other services

Publish Date: 2022-02-18

Implement Date: 2022-03-01

Scope

Main technical content: 1. Specifies the relevant terms, basic requirements, and operational norms for credit repair services, as well as quality evaluation and improvement requirements for such services. 2. Clarifies the concept of credit repair. The term "credit repair" in this standard refers to the process where a party with a credit deficiency voluntarily corrects their untrustworthy behavior, eliminates adverse social impacts, and, upon meeting certain conditions and following established procedures, is granted permission to remove their credit deficiency record and rebuild their credit. 3. Basic requirements for credit service agencies to conduct credit repair services. 4. Information disclosure requirements. 5. Requirements for practitioners. 6. Service norms. It sets clear requirements in terms of codes of conduct, operational norms, file management, and information confidentiality, thereby guiding the standardization of credit repair services. 7. Evaluation and improvement. It outlines basic principles, service quality standards, and quality improvement norms for credit repair service agencies to take improvement measures to eliminate the impact of substandard service quality, with the intensity of such measures commensurate with the severity of the substandard service quality. Specific requirements are also provided for the implementation of improvement measures. 8. Implementation of improvement measures