T/STSI 11-2020 Electronic commerce General Rules for Credit Evaluation of Agricultural Products Salesmen
T/STSI 11-2020 Electronic commerce General Rules for Credit Evaluation of Agricultural Products Salesmen
Basic Information
Scope
Scope: This document stipulates the basic principles and requirements for credit evaluation of agricultural product sellers on e-commerce platforms, the evaluation system, the evaluation process, and credit file management. This document applies to the platform’s credit evaluation of agricultural product sellers in e-commerce activities, as well as to the credit evaluation of third-party agricultural product sellers. Main technical content: Chapter 3: Terms and Definitions To facilitate the understanding and implementation of the standard, this chapter provides definitions of three terms: credit evaluation, credit rating, and credit evaluation service providers. Among them, the definitions of credit evaluation and credit rating come from relevant national standards. Chapter 4: Basic Principles and Requirements This chapter proposes the basic principles and requirements for conducting credit evaluations of agricultural product sellers on e-commerce platforms. Chapter 5: Evaluation System This chapter specifies the evaluation elements and indicators for the credit evaluation of agricultural product sellers. The evaluation elements are divided into four aspects: basic information, transaction information, consumer evaluation information, and warning information. The evaluation indicators include those that play a key role in the seller’s credit evaluation in these four aspects, forming an evaluation index table for e-commerce agricultural product sellers. Chapter 6: Evaluation Process This chapter stipulates the evaluation workflow, including six stages: plan determination, data preparation and processing, determination of credit rating, result publicity and announcement, preparation of evaluation reports, and follow-up re-evaluation. In terms of indicator scores, a percentage system is adopted, with scores from each element combined. The credit rating is designed into five levels, represented by “”, “”, “”, “”, and “”. Chapter 7: File Management