T/LADA 027-2026 Active Group standards

T/LADA 027-2026 Car financial loan management standardization

Publish Date: 2026-03-26 Implement Date: 2026-04-26 For services related to genuine standard inquiry, procurement, translation, and other related services in China, please Contact Us

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Basic Information

Standard Code: T/LADA 027-2026

Standard Type: Group standards

Standard Status: Active

is_force_gb: no

CCS Name: The representation method of data elements

ICS Name: Integrated services

Publish Date: 2026-03-26

Implement Date: 2026-04-26

Scope

This document stipulates the basic requirements, cooperation entry, business process, risk control and compliance, information disclosure, consumer rights protection, and supervision and management for commercial banks, auto finance companies, and other licensed financial institutions in Liaoning Province to cooperate with loan assistance institutions in conducting auto loan assistance businesses. This document applies to personal/legal entity auto loan assistance-related business activities conducted by financial institutions and loan assistance institutions within the administrative area of Liaoning Province. This document does not apply to: a) auto loans conducted by financial institutions on their own without involving loan assistance institutions; b) auto loan assistance businesses conducted by financial institutions whose registered and operating locations are not in Liaoning Province; c) non-loan auto finance businesses such as auto financing leasing, auto operating leasing, and auto pawning; d) general personal consumption loans and operating loans without specifying the purpose of car purchase; e) direct lending or disguised lending activities conducted by institutions without lending qualifications. 4 General Provisions 4.1 To regulate auto loan assistance businesses, promote healthy market development, protect consumers' legitimate rights and interests, and prevent financial risks, this standard is formulated in accordance with laws and regulations such as the "Auto Loan Management Measures" and the "Personal Information Protection Law", and based on the actual situation of Liaoning Province. 4.2 The auto loan assistance businesses covered by this standard include: personal vehicles, commercial vehicles, second-hand vehicles, and new energy vehicles. 4.3 Auto loan interest rates shall be implemented in accordance with the loan interest rate regulations announced by the People's Bank of China, and the calculation and interest payment