T/CECC 36-2025 The basic requirements for credit financing based on data resources that can be included in the table
T/CECC 36-2025 The basic requirements for credit financing based on data resources that can be included in the table
Basic Information
Scope
Scope: This document stipulates the basic principles, essential elements, basic conditions, and business processes for enterprises to obtain credit financing through the full process of data resource acquisition. This document applies to organizations that conduct credit financing activities through data resource management and application, as well as to credit service providers who assess the need for data assets, and to third-party technical service institutions that conduct business such as data resource onboarding review and credit financing evaluation. Main technical content: This standard focuses on data resource inventory, compliant rights protection, quality assessment, value evaluation, and credit financing business processes, providing a full-process operation guide for enterprises to obtain credit financing through onboarded data resources, and guiding related work to achieve standardization and normalization. This standard is primarily based on the business practices of obtaining credit financing through onboarded data resources, and stipulates the scope of application, normative reference documents, terms and definitions, framework principles, basic elements, and basic conditions, as well as the credit financing business process. Among these, the basic conditions cover data resource management, identification of onboarded data resources, compliant rights protection and ownership of onboarded data resources, quality assessment of onboarded data resources, and value evaluation of onboarded data resources, which are prerequisites for onboarded data resources to obtain credit financing. Each section is quite detailed, covering business practices and is highly actionable. It can provide enterprises with practical guidance for internal data assetization, helping to promote industrial development and enhance the professional competence of related third-party institutions. There are also detailed process guidelines for enterprises meeting the requirements to a