T/LZBX 004-2018 Active Group standards

T/LZBX 004-2018 Small and micro enterprise credit evaluation specification

Publish Date: 2018-06-08 Implement Date: 2018-06-12 For services related to genuine standard inquiry, procurement, translation, and other related services in China, please Contact Us

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Basic Information

Standard Code: T/LZBX 004-2018

Standard Type: Group standards

Standard Status: Active

is_force_gb: no

CCS Name: \nBasic standards

ICS Name: Other services

Publish Date: 2018-06-08

Implement Date: 2018-06-12

Scope

Scope: This standard specifies the terms and definitions, evaluation content, credit rating and representation methods, evaluation process, requirements for writing credit evaluation reports, and archiving and confidentiality of credit evaluation data and information for the credit evaluation of small and medium-sized enterprises (SMEs). This standard applies to SMEs in all industries conducting credit evaluations, including self-evaluations or evaluations by third-party agencies. Main technical content: 1. Evaluation content: The evaluation indicators are designed from six aspects: basic enterprise conditions, enterprise management capabilities, enterprise financial status, enterprise social responsibility, enterprise development potential, and enterprise products or services, with a total score of 100 points. 2. Rating and representation methods: According to GB/T 22116, the credit rating is divided into two grades from high to low: A and B, each of which can be further subdivided into levels. The subdivision differences of each credit rating are distinguished by the number of letters used to represent it. In the same grade, the more letters (up to three) there are, the higher the credit level. This standard classifies credit ratings into six levels, namely AAA, AA, A, BBB, BB, and B, and specifies the corresponding score and interpretation for each level. 3. Evaluation process: It is described in detail from five aspects: application, information verification, credit rating assessment, result publicity, and follow-up re-evaluation. The collection, processing, and provision of enterprise credit information comply with the provisions of GB/T 22118-2008. 4. Report writing: It is specifically elaborated from aspects such as language expression and content structure.