T/SCBDIF 003-2021 Big Data Risk Assessment Metadata for Financial Institutions
T/SCBDIF 003-2021
Basic Information
Scope
Main technical content: The new financial industry has brought sufficient vitality to the current financial market. Represented by small loan companies and financing guarantee companies, the new financial industry has developed rapidly. Under the strong support of governments at all levels in promoting the development of the new financial industry, new financial enterprises in various regions have shown explosive growth. However, with the continuous occurrence of illegal fund-raising cases involving large amounts of money and a large number of people, and the difficulty of resolving and dealing with them, they have become a major hidden danger affecting economic and social stability. However, traditional supervision methods rely on manual investigation, with outdated methods that cannot accurately locate and provide early warnings. Therefore, supported by big data technology, this standard aims to study the metadata fields needed for risk assessment of financial institutions, formulate data standards for risk assessment, and lay a foundation for more accurate and intelligent supervision of financial institutions, while also contributing to the improvement of the existing credit and big data standard system.