T/JCCFS 0001-2021 Credit User Credit Village Evaluation Guideline
T/JCCFS 0001-2021 Credit User Credit Village Evaluation Guideline
Basic Information
Scope
Scope: This document is applicable to financial institutions conducting comprehensive evaluations of the credit status of farmers and rural areas, establishing a linkage mechanism between information, credit, and loans in rural areas, improving the rural credit environment, promoting rural economic development, and providing guidance and reference for assisting rural revitalization. Main technical content: This document stipulates the definitions of terms such as "creditworthy users" and "creditworthy villages", evaluation principles, evaluation organizations, evaluation conditions and procedures for "creditworthy users", and evaluation conditions and procedures for "creditworthy villages", which are voluntarily adopted by financial institutions to enhance the scientificity and effectiveness of credit evaluations for farmers and rural areas.