T/BMFIA 00003-2019 Active Group standards

T/BMFIA 00003-2019 Mobile financial biometric security application specification

Publish Date: 2019-05-28 Implement Date: 2019-05-28 For services related to genuine standard inquiry, procurement, translation, and other related services in China, please Contact Us

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Basic Information

Standard Code: T/BMFIA 00003-2019

Standard Type: Group standards

Standard Status: Active

is_force_gb: no

CCS Name: Finance, insurance

ICS Name: The application of information technology in banks

Publish Date: 2019-05-28

Implement Date: 2019-05-28

Scope

Scope: This specification defines and describes the biometric security application service framework, business processes, technical requirements, etc. This specification is applicable to commercial banks, equipment manufacturers, and security application service providers in deploying biometric security application services, providing reference and technical guidance for biometric security application services in mobile financial business. Main technical content: At present, biometric features such as fingerprints, irises, and faces have been widely applied in various business scenarios of mobile finance. However, due to the lack of relevant safety and usability standards, it is difficult to ensure consistency and risk control across all links of biometric collection, authentication processing, secure storage, encrypted transmission, application interfaces, authentication modes, and remote services. As a result, during the early stage of market application development, biometric features faced fragmentation and security vulnerabilities caused by non-standard and mismatched practices in various related links. Through product and technology research on relevant links and communication with relevant representative manufacturers, it has been confirmed that by establishing a more stringent and consistent security application specification with clear hierarchies and reasonable processes, we can enhance the security application and healthy and orderly development of all biometric links. On the basis of taking into account existing third-party application specifications as much as possible, we can promote the standardization of biometric security applications. To assist commercial banks, equipment manufacturers, and security application service providers in deploying biometric security application services and enhance the security of financial industry operations, this standard has been formulated.