T/GDCMA 002-2022 Credit Management Professional Code of Conduct
T/GDCMA 002-2022 Credit Management Professional Code of Conduct
Basic Information
Scope
Main Technical Content: 1. Scope. This standard specifies the professional conduct norms for credit managers, providing employers with a standard basis for evaluating the professional conduct of credit managers. This standard is suitable for employers as a guideline for improving the professional quality of credit managers, and for credit industry organizations as a basic principle for strengthening the self-discipline and self-restraint of credit managers. 2. Terms and Definitions (1) Employer: For the purposes of this standard, an employer refers to an enterprise, institution, or social organization established in accordance with the law and having independent legal personality. (2) Credit manager: For the purposes of this standard, a credit manager is a professional who engages in credit risk management and credit technology services, including the collection, processing, and organization of credit information, as well as related services such as credit training, credit consulting, credit management, credit assessment, credit rating, evaluation, and certification, and who has obtained a professional qualification (skills) in credit management. 3. Basic Requirements (1) Adhere to the principles of independence, objectivity, fairness, and integrity, and provide professional services that comply with specific laws and regulations. (2) Not use information obtained during the practice to benefit themselves or others. (3) Be dedicated and diligent in their work, strive to master the relevant professional skills required for their profession, and continuously improve their professional quality. (4) Comply with the principle of confidentiality of credit information in accordance with the law, and fully safeguard the interests of the general public and the legitimate rights and interests of individuals and enterprises. 5. Professional Conduct Norms (1) Dedication and diligence. Credit managers should have a sense of reverence for