T/JNXXH 0002-2021 Factoring service specifications
T/JNXXH 0002-2021 Factoring service specifications
Basic Information
Scope
Scope: This document stipulates the classification of factoring business, accounts receivable, service processes and requirements, credit enhancement measures, etc. This document applies to factoring business services for non-small and medium-sized enterprises (SMEs). Main technical content: This standard stipulates the classification of factoring business, accounts receivable, service processes and requirements, credit enhancement measures, etc. 1. Classify according to different business requirements. 2. Specify accounts receivable from basic requirements, coverage ratio, term matching, verification, review, rights confirmation, verification ratio, etc. 3. Specify the service processes and requirements for factoring business application, review and investigation, contract signing, post-checking, and business termination. 4. Specify the basic requirements for credit enhancement measures, changes to repayment accounts and supervision, real estate mortgages, equity pledges, guarantees, and measures for making up for the difference in payment.