T/GCDB 1-2020 Engineering guarantee management standard
T/GCDB 1-2020 Engineering guarantee management standard
Basic Information
Scope
Scope: This standard specifies the terms and definitions of project guarantee management, the qualification requirements for guarantors, the registration procedures for guarantors, project guarantee fees, guarantee formats, guarantee amount management, guarantee claim settlement, guarantor behavior norms, supervision and management, and complaint handling; Main technical content: 4. Qualification requirements for guarantors 4.1 Banks a) Registered and licensed according to law; b) Obtain an enterprise credit rating report issued by a third-party credit rating agency registered and approved by the National Development and Reform Commission, with a credit rating of A or above; 4.2 Insurance companies a) Registered and licensed according to law; b) Approved by the China Banking and Insurance Regulatory Commission to conduct project guarantee business; c) Have a sound organizational structure, internal management system, business processes, and project risk control systems; d) Have paid in full emergency working capital (which can be dynamically increased or decreased according to business development needs); e) Obtain digital signatures and electronic seals issued by the Guangdong Provincial Digital Certificate Authentication Center; f) Obtain an enterprise credit rating report issued by a third-party credit rating agency registered and approved by the National Development and Reform Commission, with a credit rating of A or above; 4.3 Professional project guarantee companies a) Registered and licensed according to law, with project guarantee as their main business scope; b) Have a paid-in registered capital of no less than 100 million yuan; c) Have fixed office and operating premises; d) Have senior management personnel who meet the qualification requirements and employees familiar with project guarantee business. Among those with engineering construction-related professional qualifications and intermediate or higher professional techn