T/SYFS 003-2024 Waterway Credit Management Standards
T/SYFS 003-2024 Waterway Credit Management Standards
Basic Information
Scope
Scope: It stipulates the enterprise income and expenditure data based on the Hunan Province Enterprise Income and Expenditure Flow Credit Platform, constructs a credit scoring model, and provides "Flow Loan" financing services to small and micro enterprises. Applicable to all commercial banks within Shaoyang City that provide "Flow Loan" products and services to local enterprises; Main technical content: Standardizing the provision of "Flow Loan" products and services by commercial banks within Shaoyang City to local enterprises; 1. Scope 2. Normative reference documents 3. Terms and definitions 4. Credit elements and norms 5. Management requirements for "Flow Loan" 6. Service requirements for "Flow Loan" 7. Technical platform