T/CASMES 3-2019 Active Group standards

T/CASMES 3-2019 SMES comprehensive credit evaluation index system

Publish Date: 2019-11-12 Implement Date: 2019-12-01 For services related to genuine standard inquiry, procurement, translation, and other related services in China, please Contact Us

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Basic Information

Standard Code: T/CASMES 3-2019

Standard Type: Group standards

Standard Status: Active

is_force_gb: no

CCS Name: -

ICS Name: The company's (enterprise's) services

Publish Date: 2019-11-12

Implement Date: 2019-12-01

Scope

Scope: This standard specifies the basic principles, indicator classification, evaluation methods, and grade division for comprehensive credit evaluation of small and medium-sized enterprises (SMEs). This standard applies to SMEs conducting comprehensive credit evaluation activities. Government departments, social organizations, and third-party evaluation agencies can refer to it when conducting comprehensive credit evaluations of SMEs. Main technical content: This standard is based on traditional credit analysis methods, adopts an evaluation approach guided by modern risk management, uses evaluation measurement models, draws on theories such as enterprise culture management, learning organization management, cultural chain management, enterprise risk management, and enterprise financial management, and combines with China's actual national conditions to establish a comprehensive credit evaluation indicator system for SMEs from three dimensions: basic credit quality (basic credit degree), credit guarantee ability (commercial credit degree), and credit behavior records (social credit degree).