T/GB 022-2020 Enterprise Credit Evaluation Rating Standards
T/GB 022-2020
Basic Information
Scope
Scope: This standard applies to the conduct of enterprise credit evaluation business and related activities. The results of enterprise credit evaluation shall be used as an important reference for administrative departments at all levels and relevant organizations to carry out administrative licensing, market access, qualification review, practice licensing, and daily supervision and management work in accordance with laws and regulations. It shall also serve as an important decision-making basis in the management of major economic and social activities such as government procurement, bidding and tendering, the arrangement and use of government funds, enterprise bond filing, and enterprise financing. Other economic and social activities may also refer to and use it for reference. Main technical content: Social credit service institutions, based on the principles of independence, objectivity, and fairness, conduct comprehensive assessments of risk factors affecting economic entities (sovereign states, local governments, administrative organs, financial institutions, enterprises, etc.) through specific credit evaluation standards and methods, evaluate their ability and willingness to repay debts and their overall credit status, and express the results in simple and clear symbols or scores. These are collectively referred to as "credit rating", "credit assessment", and "credit evaluation". 1. Sovereign State Credit Rating 2. Local Government Credit Rating 3. Administrative Organ Credit Rating 4. Enterprise Comprehensive Credit Rating 5. Bidding Enterprise Credit Rating 6. Enterprise Bond Credit Rating 7. Financial Institution Credit Rating 8. Credit Reporting Agency Credit Rating 9. Online Credit Rating